Membership form

To apply for membership you must: 

• be an employee of The University of Edinburgh
• be an employee of Heriot-Watt University (Edinburgh, Scottish Borders, or Orkney Campus)
• be an employee of Edinburgh Napier University
• be an employee of Queen Margaret University
• be an employee at a Higher Education Institute based in Scotland (Other than UoE, HWU, NU or QMU as above). 
• be a student or graduate of a Higher Education Institute based in Scotland
• be a family member, over the age of 18, who lives at the same address as a member of the Credit Union
• be a retired employee of The University of Edinburgh, Heriot-Watt University, Edinburgh Napier University or Queen Margaret University
   

If you are unsure whether you qualify for membership, please contact us and one of are team will be able to verify this for you. 

Important information

Membership terms and conditions are governed by the rule book

Membership entitles you to take part in the governance of the Credit Union in a democratic way. Provided they have paid all membership fees and are a valid member: each member has a share in the company, regardless of their share / savings balance, entitling them to 1 vote at any AGM, GM or SGM. 

Membership fees are payable on joining the Credit Union and then again at a weekly/monthly/annual rate, as will be decided from time-to-time by the board of directors.

We may use identity verification software to verify your identity as part of the application process.

Checks may be made against Credit Referencing & Fraud Prevention Agencies. A search may be registered against your credit record for this purpose.

We reserve the right to refuse your membership application.